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Thread: Harmoney

  1. #3511
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    Volume seems to be picking back up

  2. #3512
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    In the last 4 weeks I've found 4 loans to meet my criteria and today I've found 5. Perhaps the new wholesale money has now been fully invested?

  3. #3513
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    Huge amount of loans this morning.

    Late last week I received a mailout, seems they've done a direct marketing campaign. Just at the right time, with the changes to working for families, fuel tax etc coming through

  4. #3514
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    Some good volume and good quality loans coming through now, but then we get this:2018 0718 A5 defaulter.JPG A defaulter as an A5, and it makes me start to wonder about Harmoney ratings all over again. They have a Gini of 0.74, so they are likely to be wrong 1 in 4 times anyway...

  5. #3515
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    D5 loan at the the old rate of 22.99%. I thought loan approvals lasted only 60 days?? The most recent changes to interest rates occurred 8 May 2018, meaning there shouldn't be any loans coming through at the old rates from the 7th July 2018?
    Attached Images Attached Images
    Last edited by alundracloud; 18-07-2018 at 09:37 AM. Reason: corrected date

  6. #3516
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    Quote Originally Posted by alundracloud View Post
    D5 loan at the the old rate of 22.99%. I thought loan approvals lasted only 60 days?? The most recent changes to interest rates occurred 8 May 2018, meaning there shouldn't be any loans coming through at the old rates from the 7th July 2018?
    Indeed, well picked up and pointed

  7. #3517
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    Screenshot_20180718-234835.jpgjust saw a loan where the person has been employed for over 100 years!
    Last edited by Wsp; 18-07-2018 at 10:56 PM.

  8. #3518
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    Still available this morning. No surprises that there are no takers for loaning money to the 40 year old who has worked for the same employer for the last 101 years

  9. #3519
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    Quote Originally Posted by humvee View Post
    Still available this morning. No surprises that there are no takers for loaning money to the 40 year old who has worked for the same employer for the last 101 years
    And so it proves that there really is no checking of the info that borrowers give Harmoney. We really are investing blind.

  10. #3520
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    Nov 2016
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    But despite that results are still OK:
    Attachment 9808

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