Despite not requesting this data , the result of grade vs enquiry is interesting.
Shows that grade is a far more important then # of enquiry in predicting a default. Hard to gleen much (as there may be confounders such the cohort mix), but it seems to suggest a 6+ defaults at A-C grade spikes default; D to E grades it doesn't seem to matter, and at F there appears to be an inverse relationship ie more enquiries results in less defaults. Fascinating!
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