Quote Originally Posted by FIsaver View Post
Are E loans the best out there?

I was recently looking at Harmony's average return per grade and taking into account the loss what the actual rate of return is (at a given snapshot in time).

How are the overseas P2P market's going? NZ's harmony seems to be rocking - are we just late to the game? What are the general rates of return for other P2P companies in comparison?

average return PY average loss PY average total return PY
A 11.87% 0.17% 11.70%
B 15.15% 0.53% 14.62%
C 20.86% 1.20% 19.66%
D 27.25% 2.00% 25.25%
E 35.20% 4.28% 30.92%
F 39.63% 10.62% 29.01%
yep, I have done extensive financial modelling on harmoney and this the same conclusion i came to - although working this out is pretty easy