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06-07-2018, 01:42 PM
#3491
Member
3 loans @ <99K in the last 24hours. And one of those loans was an A grade $70K loan. I just want to get my money reinvested where it's earning me interest dammit.
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06-07-2018, 01:48 PM
#3492
Member
Originally Posted by whitt
I only have a small portfolio on Harmoney but interesting that my Rar is climbing in comparison.
I tightened up my autolend rules a long time ago and this has improved my Rar.
I wonder were my Rar will level off? Attachment 9792
Are you actually getting anything via autolend - Ive had 2 loans in 2 months from autolend
Are you still growing your portfolio? Its alot harder to get a growing portfolio to level off then a static one. A shrinking portfolo (no reinvestment at all) will probably trend up
Last edited by humvee; 06-07-2018 at 02:04 PM.
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06-07-2018, 01:51 PM
#3493
Member
Originally Posted by darrenc
I'm one of them, but I'm only just above you - 14.53% with 3300 loans. My graph is trending down, although the max I reached was about 17.5%. I'm gradually withdrawing money from Harmoney as my LC return is about the same. I'm also concerned about what might happen when we have a downturn.
I reckon you are prob just 1 place above me in the 3000+ unique loan group with 12 others above you
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06-07-2018, 03:24 PM
#3494
Member
Originally Posted by Vagabond47
3 loans @ <99K in the last 24hours. And one of those loans was an A grade $70K loan. I just want to get my money reinvested where it's earning me interest dammit.
HM must be on a friday day out. Haven't seen a single loan
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06-07-2018, 03:40 PM
#3495
yeah, nah
Originally Posted by Vagabond47
3 loans @ <99K in the last 24hours. And one of those loans was an A grade $70K loan. I just want to get my money reinvested where it's earning me interest dammit.
You need to say this everyday as they clearly listen to you - they just dropped about 8 loans!!! $900 invested
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06-07-2018, 04:13 PM
#3496
Member
Originally Posted by myles
You need to say this everyday as they clearly listen to you - they just dropped about 8 loans!!! $900 invested
hmm damn - autolend did nothing, I didnt even see them and theres none now (or even 10 mins ago for that matter)
but I see the 24 hour activity just updated from 3 to 10 - it was still on 3 even after all were gone
Last edited by humvee; 06-07-2018 at 04:15 PM.
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06-07-2018, 04:17 PM
#3497
Member
Originally Posted by myles
You need to say this everyday as they clearly listen to you - they just dropped about 8 loans!!! $900 invested
Have been watching all day then away from the computer for half an hour and didn't see the new loans come up - by the time I logged in again they were are all gone! Damn! Getting money invested with HM is becoming too hard.
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06-07-2018, 04:28 PM
#3498
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06-07-2018, 04:56 PM
#3499
Member
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10-07-2018, 10:54 AM
#3500
Member
I've compared every new loan I've seen over the past 4 weeks with my longstanding investment criteria and conclude that either the quality of applications has dived in that period or Harmoney has applied amended selection criteria resulting in the better risk loans in all gradings being offered to investors other than us. Whichever it is, if this continues, then I expect to see retail investor defaults escalating.
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