Hmm - signed up for Squirrel but might not jump just yet:

6% for 1 Year (not guaranteed 1 year if not sold on secondary market) - 1 Yr Term Deposit on $10K = 3.5%.
6.9-7% for 2-3 years (based on about $50K in the queue) - 3yr Term Deposit of $10K = 3.8%
7.5% for 5-7 years (based on $50K in the queue) - 5 yr Term Deposit on $10K = 3.95%

Those numbers just don't look good enough to me and I'm not keen to lock money in long term at low rates at this point in time.

I think I'd do better taking some A's and B's from Harmoney or re-persisting with LC and placing some larger amounts based on their lower default rate.

Hmm...

The P2P market seems to be stuffed (driven down by too many investors or taken over by the banks...). Perhaps I'm being too pessimistic ;(