Reached $5k in interest today, so thought it was timely to share some stats. I've really slowed down this year, due to the reduced quantity of loans hitting the retail marketplace, and tightening up on my investment criteria.


Total loans = 1,008
Average amount invested per loan = $39.63
Average age of loan in portfolio (current status) = 341 days
Average weighted interest rate (current status) = 20.73%

RAR (as at 26-10-2019) = 15.45%
XIRR (as at 6-11-2019) = 9.20%*

*adjusted by writing-off any loans that are 60+ days in arrears

Loan Book:
A = 32 loans
B = 232 loans
C = 333 loans
D = 308 loans
E = 89 loans
F = 14 loans


Account Position.jpg

Account Summary.jpg

RAR.jpg