They are filling the loans from somewhere - down to 15 from 28 now
Most likely wholesale/corporate i would guess - Infact all of yesterdays loans have dissappered suddenly - even the crappy ones - that I would not touch under the old fees
Heartland taking their fair share I would say
Becoming a bit of a gold mine for them
“ At the top of every bubble, everyone is convinced it's not yet a bubble.”
My belief has always been Harmoney should have offered from the get go their own System to deliver the customer a platform that they can exactly know where they are.
I think > My NZ Bank Accounts ( daily real time balances line by line, entry by entry )
NZ Share Trading > Line by Line accounting
I do not have any of these issue or questions over at Lending Crowd. I ALWAYS know exectly where I am from their reporting.
That is Absolute peace of mind
100% agree with your sentiments Saamee, imagine how unacceptable it would be to have such obscure and delayed reporting in our regular bank accounts!
Here's a cracker. Loan Repaid ........
Date Issued 10 June I took one note .. ($25.00)
Yet look at this.
I tried to copy all detail ... but wasn't working ... but would copy the first column ...
LAI-00065354. A4
TOTAL LOAN AMOUNT:$7,375.00
MAXIMUM TERM:36 months
RECEIVED PAYMENTS
LAST PAYMENT DATE:Jun 10, 2016
LAST PAYMENT AMOUNT:$62.62
PAYMENTS TO DATE:$0.00
PRINCIPAL:$0.00
GROSS INT. PAID:$0.00
FEES
So last payment amount at $62.62 ... thats a bit above my note taken! ... but then I've still got zip back from this investment!
I've got that one too - with exactly the same details showing. Can't bear any resemblance to what has actually happened though since my loan balance/cash balance total is not missing $25 nor is it $62.62 higher than it should be. Have you asked Harmoney to check it out?
Today being Thursday with 1,610 odd loans you'd think I'd be getting some sort of interest paid out, yet my available balance has gone negative by quite an amount!!! But here's a WEIRD discovery. One of my write-offs which was written off yonks ago has recently now gone -1.7556 principal .... I'm starting to get somewhat suspicious with recent maneuvers! I had planned to phone them this avo ... but had too many visitors to allow that to happen.....
LAI-00032550 Oct 16, 2015 Charged Off E2 26% $150.00 -$1.76 $0.00 60 $1.76 N/A
Has anyone else got this loan as well? Oh and yes it was one of those 'cream of the crop re-write loans'
Did something weird happen to their system on 10th June 2016? I have four loans all issued on that day and cancelled/repaid. I have had one or two cancelled/repaid in the past but never four on one day. Also all of them have incorrect last payment amounts. Don't seem to be any issues on the days before and after the 10th.
LAI-00032550 Oct 16, 2015 Charged Off E2 26% $150.00 -$1.76 $0.00 60 $1.76 N/A
Has anyone else got this loan as well? Oh and yes it was one of those 'cream of the crop re-write loans'
I have one like this too. My guess is this is how they are showing us when we get payments on a written off loan
LAI-00032550 Oct 16, 2015 Charged Off E2 26% $150.00 -$1.76 $0.00 60 $1.76 N/A
Has anyone else got this loan as well? Oh and yes it was one of those 'cream of the crop re-write loans'
Actually I have 5 loans like that - I suspect its recovered money after write-off
I even have 1 written off loan where I have now received 121% of the original investment ie Full principal plus some interest
Originally Posted by humvee
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