Harmoney

**Darchie** · 20-06-2016, 07:37 PM

Originally Posted by Darchie

Here's a cracker. Loan Repaid ........
Date Issued 10 June I took one note .. ($25.00)
Yet look at this.
I tried to copy all detail ... but wasn't working ... but would copy the first column ...

LAI-00065354. A4

TOTAL LOAN AMOUNT:$7,375.00
MAXIMUM TERM:36 months
RECEIVED PAYMENTS
LAST PAYMENT DATE:Jun 10, 2016
LAST PAYMENT AMOUNT:$62.62
PAYMENTS TO DATE:$0.00
PRINCIPAL:$0.00
GROSS INT. PAID:$0.00
FEES

So last payment amount at $62.62 ... thats a bit above my note taken! ... but then I've still got zip back from this investment!

Remember me mentioning this Cracker ... WELL .. it's certainly a SPECIAL LOAN! ...

It spent quite a long time in Paid Off. .... then moved along into the Cancelled relm ... BUT.... Now today it's gone CURRENT. So OMG. What a swing around!!! Hard to keep track of I say!

**RMJH** · 20-06-2016, 09:43 PM

Originally Posted by Dan@Harmoney

Hi RMJH, In the case of debt consolidation if the borrower does not have the serviceability to cover their existing debt/s and the loan through the Harmoney platform then their existing debts are paid out. This is managed by Harmoney as part of loan settlement.

Thanks, good answer.

**Darchie** · 22-06-2016, 01:32 PM

I see my RAR has dropped a bit ... was 14.34% now. 14.15%

**IntheRearWithTheGear** · 23-06-2016, 10:45 AM

Anybody got a handy dandy chart aboud max level you can borrow at each level ? it looks like f can only get 5k ? etc

**777** · 23-06-2016, 11:11 AM

Originally Posted by IntheRearWithTheGear

Anybody got a handy dandy chart aboud max level you can borrow at each level ? it looks like f can only get 5k ? etc

What do you mean by "each level"?

**IntheRearWithTheGear** · 23-06-2016, 11:21 AM

Seems to be a pattern "A" risk loans seems to be able to get 35k, "f risk loans" seem to be able to get 5k loans.

**777** · 23-06-2016, 11:50 AM

I understand the limit all loans is $35,000. Maybe those that get loans in the F's can only support repayments for a lesser amount due to repayment capability.