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23-01-2017, 12:01 PM
#1901
Member
Originally Posted by Investor
They would rather offer you facts instead of taking requests from people like you who want a "current future" return.
No. I didn't say I wanted them to do that. I want them to fix the problems on their platform instead of giving more up to date, rather pointless, historical information.
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23-01-2017, 05:51 PM
#1902
Investor
Originally Posted by BJ1
No. I didn't say I wanted them to do that. I want them to fix the problems on their platform instead of giving more up to date, rather pointless, historical information.
Which is effectively asking for a CURRENT (up-to-date) estimate of your FUTURE return. Spend less time data mining and go invest.
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24-01-2017, 12:43 PM
#1903
Member
Originally Posted by Investor
Which is effectively asking for a CURRENT (up-to-date) estimate of your FUTURE return. Spend less time data mining and go invest.
This is not a forum for getting personal, so I won't, but please behave the same way. I do not want future return estimates. When I said no, that is what I meant. I do want errors fixed - such as loans which are approved for 36 months but now still are recorded as 36 months but payments are occurring on a 60 month basis, and arrears records are therefore wrong. There are many errors in the system and, as I said before, I want them fixed rather than Harmoney spending money on providing frequently updated historical information.
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24-01-2017, 08:50 PM
#1904
Investor
Originally Posted by BJ1
This is not a forum for getting personal, so I won't, but please behave the same way. I do not want future return estimates. When I said no, that is what I meant. I do want errors fixed - such as loans which are approved for 36 months but now still are recorded as 36 months but payments are occurring on a 60 month basis, and arrears records are therefore wrong. There are many errors in the system and, as I said before, I want them fixed rather than Harmoney spending money on providing frequently updated historical information.
Fair enough
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24-01-2017, 10:53 PM
#1905
Member
Xmas arrears have kicked in.
My arrears total has increased sharply by 40% since Xmas.
I suspect it's the xmas over spend by borrowers and hope they get paid off soon.
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24-01-2017, 11:15 PM
#1906
Hi guys,
Do you know if Harmoney have a suggestion area for new additions? I would like to filter (auto-lend) by region? I fi go through manually it tells me where the borrower is from, but there is no auto filter for it.
Thanks
~ * ~ De Peones a Reinas ~ * ~
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25-01-2017, 06:08 PM
#1907
Investor
Originally Posted by Silverlight
Hi guys,
Do you know if Harmoney have a suggestion area for new additions? I would like to filter (auto-lend) by region? I fi go through manually it tells me where the borrower is from, but there is no auto filter for it.
Thanks
I don't think they do at the moment. Normally myself and I believe others just email your suggestion(s) to someone you've dealt with from Harmoney.
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25-01-2017, 07:11 PM
#1908
Member
Originally Posted by Silverlight
Hi guys,
Do you know if Harmoney have a suggestion area for new additions? I would like to filter (auto-lend) by region? I fi go through manually it tells me where the borrower is from, but there is no auto filter for it.
Thanks
So how do you think regions will help your lending return?
I have done an analysis (via Excel) of my, close to 900 loans, over the last 22 months and I can't really find any pattern that is positive or negative regarding regions.
Also if they provided a filter like that they would have to have a dropdown list of more than 50+ areas?!!
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27-01-2017, 01:08 PM
#1909
Member
LOL
Theres a loan for 48k at 19%. Reason to purchase new car.
Doesn't sound like a sensible reason to borrow funds at 19% to me.
Whats wrong with a 10,15,20k car?
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27-01-2017, 01:36 PM
#1910
Member
Originally Posted by whitt
LOL
Theres a loan for 48k at 19%. Reason to purchase new car.
Doesn't sound like a sensible reason to borrow funds at 19% to me.
Whats wrong with a 10,15,20k car?
That loan is a rewrite, they had $27k before so they've added another $21K to buy the new car I guess? The one good merit is, 15 successful repayments. I have taken 1 unit because of that.
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