-
07-05-2017, 05:42 PM
#2151
yeah, nah
Not sure if these have come up here before - a very interesting set of graphs from Lending Club:
https://www.lendingclub.com/info/dem...profile.action
Clearly you can't compare directly as there are many differences.
The 'Historical Returns by Grade' and 'Net Annualized Return by Vintage' are particularly interesting.
-
13-05-2017, 05:06 PM
#2152
Member
I haven't read this thread for a while, just skimmed the last 2 pages and can't see any mention: I've noticed over the last week or two my auto-lend is now working right down to $0.00. I'm assuming this change has been applied to all?
Certainly beats logging in each day and selecting loans. Thumbs up from me.
-
13-05-2017, 08:49 PM
#2153
Member
Autolend for the week has been going flat out. My account has picked up heaps of loans automatically and is now nearly at zero $.
-
15-05-2017, 11:16 AM
#2154
Member
Originally Posted by whitt
Autolend for the week has been going flat out. My account has picked up heaps of loans automatically and is now nearly at zero $.
yeah theres tonnes of loans now.
By the end of this week i would have deployed about $40k in the space of 3 weeks.
-
15-05-2017, 02:00 PM
#2155
Member
Originally Posted by alistar_mid
yeah theres tonnes of loans now.
By the end of this week i would have deployed about $40k in the space of 3 weeks.
Wish I could say the same. I put an extra $10k in last week with the hope I might get more loans but there has been only a modest improvement in the cash % (excluding the new funds).
-
15-05-2017, 03:13 PM
#2156
Member
Originally Posted by RMJH
Wish I could say the same. I put an extra $10k in last week with the hope I might get more loans but there has been only a modest improvement in the cash % (excluding the new funds).
sorry while alot of mine was through auto lend, most was from logging on and allocating manually. Like putting in 4+ per loan if the loans good (ie C - E2 sweet spot). Also putting more notes in 36 month loans as i want the money recycled faster.
-
15-05-2017, 03:38 PM
#2157
Originally Posted by alistar_mid
sorry while alot of mine was through auto lend, most was from logging on and allocating manually. Like putting in 4+ per loan if the loans good (ie C - E2 sweet spot). Also putting more notes in 36 month loans as i want the money recycled faster.
I guess, the sweet spot could differ by a few grade points if you are or are not able to deduct charge-offs for tax purposes.
-
15-05-2017, 04:01 PM
#2158
Member
Originally Posted by Bjauck
I guess, the sweet spot could differ by a few grade points if you are or are not able to deduct charge-offs for tax purposes.
well the plan is to get this 100k in then sit back and have a 36 month auto lend going, anything that doesnt get allocated at the end of the week will go through to my bank via a auto deposit.
pretty sure that loan dist graph is by count not value, i think by value it would be more skewed C,D,E
Attachment 8843
-
15-05-2017, 05:44 PM
#2159
Member
Originally Posted by alistar_mid
well the plan is to get this 100k in then sit back and have a 36 month auto lend going, anything that doesnt get allocated at the end of the week will go through to my bank via a auto deposit.
pretty sure that loan dist graph is by count not value, i think by value it would be more skewed C,D,E
Attachment 8843
It is by value, not number of loans. You can "export" your loans details and add it up. However, Harmoneys dashboard is not always equal to the actual details due to what they deem timing issue.
-
15-05-2017, 08:37 PM
#2160
Member
Originally Posted by alistar_mid
sorry while alot of mine was through auto lend, most was from logging on and allocating manually. Like putting in 4+ per loan if the loans good (ie C - E2 sweet spot). Also putting more notes in 36 month loans as i want the money recycled faster.
Judging from your interest v Outstanding Principal you haven't been in very long?.
You have no Charge-offs yet!
Good luck with the E Grades.
Tags for this Thread
Posting Permissions
- You may not post new threads
- You may not post replies
- You may not post attachments
- You may not edit your posts
-
Forum Rules
|
|
Bookmarks