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01-03-2016, 04:36 PM
#651
So the Trustee has the financial arrangement with the Borrower and Harmoney has the financial arrangement with the the Investor?
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01-03-2016, 04:45 PM
#652
Peer
I understand it to be both have an agreement with the trustee and Harmoney is merely the trustee's agent.
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01-03-2016, 05:05 PM
#653
Hi there Knot and Bjauck
I refer you to the Harmoney Disclosure Statement which sets out how the trustee works.
https://www.harmoney.co.nz/how-it-wo...sure-statement
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01-03-2016, 05:47 PM
#654
Member
OMG..... Now i see on offer an A4 with a monthly income of $45,431.00 ..... LAI-00058406 !!!!
I say with tongue in cheek .. surely this person shouldn't need to borrow from the likes of Harmoney!!!
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01-03-2016, 06:08 PM
#655
Obviously a typo BUT that should not happen.
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02-03-2016, 08:53 AM
#656
Originally Posted by Darchie
OMG..... Now i see on offer an A4 with a monthly income of $45,431.00 ..... LAI-00058406 !!!!
I say with tongue in cheek .. surely this person shouldn't need to borrow from the likes of Harmoney!!!
Hi Darchie - yes this is a bug - and we are fixing it immediately. Thanks for bringing it to our attention. Monica.mathis@harmoney.co.nz
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02-03-2016, 10:05 AM
#657
Peer
I'm not sure if this is a bug, something new, or I have been blind in the past.
All my loans now show an amount in the service fee section. I don't know if this is what the fee will be for each repayment, the total so far (better not be), or something else?
Attachment 7919
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02-03-2016, 10:50 AM
#658
Junior Member
Originally Posted by Knot
I'm not sure if this is a bug, something new, or I have been blind in the past.
All my loans now show an amount in the service fee section. I don't know if this is what the fee will be for each repayment, the total so far (better not be), or something else?
Attachment 7919
Just saw that as well. Seems as if its the service fee per note.
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02-03-2016, 10:54 AM
#659
Member
Originally Posted by Knot
I'm not sure if this is a bug, something new, or I have been blind in the past.
All my loans now show an amount in the service fee section. I don't know if this is what the fee will be for each repayment, the total so far (better not be), or something else?
Attachment 7919
Hi Knot (& Mathismo)
I had a quick look at different loans (paid off, charge off, current, new, etc) and realised that the $ figure for service fee is just 1.25% of the principal we invested. So, it is not much information as it is not the amount charged or the amount to be charged (which includes 1.25% on interest) as well. So, it does not tell us anything new at all! A meaningful figure would be the actual service fee that was charged!
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02-03-2016, 11:55 AM
#660
Originally Posted by Cool Bear
Hi Knot (& Mathismo)
I had a quick look at different loans (paid off, charge off, current, new, etc) and realised that the $ figure for service fee is just 1.25% of the principal we invested. So, it is not much information as it is not the amount charged or the amount to be charged (which includes 1.25% on interest) as well. So, it does not tell us anything new at all! A meaningful figure would be the actual service fee that was charged!
Im looking into this for you now. Get back to you asap. Monica.mathis@harmoney.co.nz
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