Harmoney

[Harvey Specter]

Write offs is my main concern. So, my numbers are fees/interest = 4.75%, including my 16 writeoffs, then 16.5%!!

5% 😄 and 38% 😭

[mlt322]

Monica/Dan, I was wondering whether Harmoney has considered providing an affiliate or referral program where investors (and possibly lenders) can earn a commission or fee for referring new clients?

[Cool Bear]

5%  and 38% 

Wow, you must be in DEF mostly. But if your interest earned is an average of 30% and you lose 38% of that to fees and write-offs, you still end up with a RAR of 18.6%. My RAR is below 15.

[Bjauck]

Wow, you must be in DEF mostly. But if your interest earned is an average of 30% and you lose 38% of that to fees and write-offs, you still end up with a RAR of 18.6%. My RAR is below 15.

If I remember correctly, I think H.S. is "in business" and invests in Harmoney notes through a company. That would mean that his charge-offs are more than likely deductible as well(DYOR!)

[Cool Bear]

anyone having problem signing in via a tablet today or ever? I just cannot seem to sign in via a tablet but can do it via my desktop.

[Harvey Specter]

Wow, you must be in DEF mostly. But if your interest earned is an average of 30% and you lose 38% of that to fees and write-offs, you still end up with a RAR of 18.6%. My RAR is below 15.

yes DEF. But only 13.6%

If I remember correctly, I think H.S. is "in business" and invests in Harmoney notes through a company. That would mean that his charge-offs are more than likely deductible as well(DYOR!)

correct

[Cool Bear]

anyone having problem signing in via a tablet today or ever? I just cannot seem to sign in via a tablet but can do it via my desktop.

Finally managed to sign in but have to change browser on another device - just cannot sign in via the standard browser that comes with Android on two different devices.

[percy]

Finally managed to sign in but have to change browser on another device - just cannot sign in via the standard browser that comes with Android on two different devices.

May be a problem caused by too much Zumba.??

[ratkin]

How is everyones realised rate of return going?.
mine is 12.88% so far. Nrly all A or B investments with a couple of C thrown in. No defaults so far.
only been a year or so, but encouraging start

[Kelvin]

16.89%, mostly B-D with some E, A and F.

1 default (an E2) out of ~140 notes invested so far