Percentage of investment in stocks

[Lewylewylewy]

Hi all,

I was just wondering how much people had committed into shares.

Personally I've committed about 1/3 to shares, 5% cash, <5% into p2p and the remainder into property.

I plan to invest more into shares and p2p (I want to try squirrel as a safe bet).

[LAC]

I have ~75% property, ~18% shares, ~6% cash >1% bullion.
Long term plan is to get more into shares and stay >5% cash

[silu]

70% stock, 10% cash, 20% funds. I do not invest in residental property as a moral issue.

[Cricketfan]

60% stock, 40% cash for me.

[777]

Do you include your house and if so how do you value it?

[LAC]

Do you include your house and if so how do you value it?

Good question I had a good discussion at the pub with someone a few days ago regarding this.
I use the CV and nothing else (CV - current mortgage owing = property % of my total portfolio).
I know this would be a LOT less in today's property market but I just cant take the current market value of properties as % of my portfolio, it's just tooooo out of sync for my PERSONAL liking.

[fungus pudding]

Good question I had a good discussion at the pub with someone a few days ago regarding this.
I use the CV and nothing else (CV - current mortgage owing = property % of my total portfolio).
I know this would be a LOT less in today's property market but I just cant take the current market value of properties as % of my portfolio, it's just tooooo out of sync for my PERSONAL liking.

Neither you should include the value. You're saying only the equity in your property should be included and I agree. In which case shouldn't only the equity in your investments be included also? IOW what is the percentage value of each asset of your total equity?

[peat]

I have about 46% in shares with about a third of that in funds

I have 50% cash or equiv.

I have 4% in silver


I would have more shares but despite (or due to) the buoyancy in the markets there is insufficient value and besides that I need a lot of liquidity for various personal reasons.

Do you include your house and if so how do you value it?

Your house that you live in isn't an investment so I say no.

[kiora]

18% Listed Shares
32% Managed Funds
34% Property not including residential(My view,my house isn't an investment)
6% Private Equity Investments
10% Undrawn credit line secured over the property

[fungus pudding]

18% Listed Shares
32% Managed Funds
34% Property not including residential(My view,my house isn't an investment)**
6% Private Equity Investments
10% Undrawn credit line secured over the property

**Your undrawn credit isn't an investment either.