I would like to see a very visible main page disclaimer for this site stating that the views of posters here are opinions only and are in no way financial advice.
Technically stating "DYOR" is giving someone advice do to their own research........ which is still advice.....

Most important rule for the internet:
Do not be offended if someone disagrees with you on the internet.





However , when understand that disagreeing with someone there is a very fine line between personal criticizing and criticizing an idea / statement.
Most of the time even if you are criticizing and idea, and saying eg; "idea x is stupid" , then a person who believes idea x will probably think you are actually saying that they are stupid for believing idea x.