With Inflation running at 6+% ( cough cough ) and most LC loans offering about 10% minus 25% flex, these days..... After Tax the true return is now almost zero.

As funds now get repaid - I too am withdrawing every cent and investing elsewhere.

Do not get me wrong, I really really like LC and they have served me very very well for 6 years, but perhaps now with changing external financial variables, for me their time with re-investing is finished for now.