Bjauck, No reason other than it's not part of the system and there are no plans currently to add it. I stirred the pot and asked that my displeasure be communicated to management. I'm not saying it makes Lending Crowd undesirable, just that it's not user-friendly. Harmoney are way ahead in this area it seems. But my view is that there will be another recession, it's only a matter of when. The default rate could rise on loans we have already invested in. So I am happy to lend a bit more conservatively and accept a slightly lower return meanwhile. Lending Crowd's lending policy helps with this strategy.