Quote Originally Posted by Bjauck View Post
If I understand it it correctly the Lending Crowd investor/lenders take on all the default risk.

Does a whopping 25% flex charge on an A1 note, with the lender taking all the default risk, make investing in such a loan unappealing.

With these 25% flex loans, as the Lending Crowd investors take all the risk, What is the incentive for the “partners” to ensure that they organise loans to credit-worthy borrowers?

If the incentive for the “partners” is their share of the flex...would they be more interested in writing new business as oppposed to ensuring that capital is eventually returned?
Its LC and our job whether to write the risk. The partners to find the business.

The 25% A1 note was fully written, so appears not unappealing.