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28-07-2016, 01:06 PM
#221
Junior Member
I am obviously in the wrong business. I have never been able to make more profit than I have had revenue. Current loan L00-11-187- Revenue between $100000 and $250000 yet is able to achieve a profit of between $300000 and $500000.
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28-07-2016, 07:55 PM
#222
Member
Originally Posted by JohnMac
I am obviously in the wrong business. I have never been able to make more profit than I have had revenue. Current loan L00-11-187- Revenue between $100000 and $250000 yet is able to achieve a profit of between $300000 and $500000.
LOL now you mention it that does seem pretty amazing
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28-07-2016, 10:35 PM
#223
How much time a day ( hours ) do you reckon you spend checking out your P2P Investor websites?
How many times a day do you Log in to LC or HM or LM?
I reckon upwards of 1 hour a day \ Checking Accounts \ Looking for new Loans \ Moving Funds in & out etc
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29-07-2016, 09:13 AM
#224
Member
Originally Posted by PennyPicker
Saamee has alluded to a service he and others have been helping me test over the past week. It pushes email or TXT notifications out when new LC loans are issued, hopefully allowing us more investment opportunities by missing out of fewer loans.
Nice work mate - uncanny timing as I was just about to stitch a little tool together to do this for personal use. I'm assuming its going to carry a fee once out of beta to cover the SMS gateway fees? Am assuming the data capture is cleared with LC - if not a screen scraper may run into issues with their TOS.
Cheers!
"The market can stay irrational longer than you can stay solvent." – John Maynard Keynes
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29-07-2016, 09:42 AM
#225
Member
Originally Posted by Saamee
How much time a day ( hours ) do you reckon you spend checking out your P2P Investor websites?
How many times a day do you Log in to LC or HM or LM?
I reckon upwards of 1 hour a day \ Checking Accounts \ Looking for new Loans \ Moving Funds in & out etc
Probably close to an hour like you, only once a day to Harmoney as I am in withdrawing mode at the moment. I check LC at least 3 times a day looking for loans to replace the H loans.
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29-07-2016, 01:04 PM
#226
New Loan....
Funded |
Time remaining |
Grade |
Rate* |
Type |
Term |
Amount |
My investment |
|
|
56%
|
6 days and 22 hours |
B1 |
13.97% |
Personal |
36 months |
$5,250.00 |
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29-07-2016, 01:27 PM
#227
Member
Originally Posted by mp52
I'm assuming its going to carry a fee once out of beta to cover the SMS gateway fees? Am assuming the data capture is cleared with LC - if not a screen scraper may run into issues with their TOS.
Cheers!
Thanks mp52.
1. The service is free at the moment and that's the way I imagine it'll remain; I have polled a few of the early beta users on payment models and it's tough. See, I probably wouldn't pay for it, but then my volumes are very small. Larger volumes = more in the bank = potentially more cash drag = incentive to move into loans quickly. These users might see a monetary value in the service. I think the strongest option is a one time donation, $10 or $20, if users feel like they're getting value it's up to them if they want to contribute. What I don't want to do is take money if a) it really puts me off side with LC management and b) LC provide an auto-invest option just after the cheques clear (I probably would give myself a donation if that was the model.)
2. No strictly speaking I'm in breech of the Web Site Terms of Use; So I've pinged them an email explaining the situation, just so there's no doubt, I want to be above board here. Not sure why this slipped my mind, when I started down a similar path with Harmoney, their upper management had no issue with a breach in terms. Guess in the speed to getting a product to market here I missed communicating with LC :/
(It'll be out of beta by Monday after I address a couple of glaring Internet Explorer bugs.)
Attachment 8193
PP.
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29-07-2016, 01:31 PM
#228
Originally Posted by PennyPicker
Thanks mp52.
1. The service is free at the moment and that's the way I imagine it'll remain; I have polled a few of the early beta users on payment models and it's tough. See, I probably wouldn't pay for it, but then my volumes are very small. Larger volumes = more in the bank = potentially more cash drag = incentive to move into loans quickly. These users might see a monetary value in the service. I think the strongest option is a one time donation, $10 or $20, if users feel like they're getting value it's up to them if they want to contribute. What I don't want to do is take money if a) it really puts me off side with LC management and b) LC provide an auto-invest option just after the cheques clear (I probably would give myself a donation if that was the model.)
2. No strictly speaking I'm in breech of the Web Site Terms of Use; So I've pinged them an email explaining the situation, just so there's no doubt, I want to be above board here. Not sure why this slipped my mind, when I started down a similar path with Harmoney, their upper management had no issue with a breach in terms. Guess in the speed to getting a product to market here I missed communicating with LC :/
(It'll be out of beta by Monday after I address a couple of glaring Internet Explorer bugs.)
Attachment 8193
PP.
I'm a Fan of Provance... Now where is the 'Like' Button
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29-07-2016, 01:54 PM
#229
Member
Originally Posted by Saamee
I'm a Fan of Provance... Now where is the 'Like' Button
Thanks Saamee. Seeing the number of user accounts climb is 'like' enough
If it's of interest to anyone 'Provance' is a contraction of 'Proactive' and 'Advance' (e.g. advance warning or proactive notification). And there's about 200 hours development work behind it, evenings and weekends.
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29-07-2016, 02:50 PM
#230
Member
Originally Posted by PennyPicker
Thanks Saamee. Seeing the number of user accounts climb is 'like' enough
If it's of interest to anyone 'Provance' is a contraction of 'Proactive' and 'Advance' (e.g. advance warning or proactive notification). And there's about 200 hours development work behind it, evenings and weekends.
Good one PP, I have joined the clan today and look forward to not having to check LC several times a day. Big thanks.
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