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27-10-2016, 05:38 PM
#501
Originally Posted by Darchie
Well done Saamee!
See identical .. i say watch the 36 month loan be repaid ... BUT it'll be held for 7days ...
Darchie, Funds already BACK in ACCOUNT!
Mine already Reinvested - Go check your account!!
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27-10-2016, 05:43 PM
#502
Member
Yes, mine back in account too.
The original loan never got drawndown so goes back into your account straight away
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28-10-2016, 02:40 PM
#503
Member
Just getting into P2P, deciding between Harmoney and LC. Prefer LC's set up but concerned about lack of investment opportunities. Do you find this an issue?
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28-10-2016, 02:51 PM
#504
Originally Posted by heisenberg
Just getting into P2P, deciding between Harmoney and LC. Prefer LC's set up but concerned about lack of investment opportunities. Do you find this an issue?
Not for a Slow Drip Feed - Good if you are only just getting in to P2P
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28-10-2016, 05:44 PM
#505
Member
Agreed with saamee. Only took 1-2 weeks to invest my initial $500 at $50 per loan.
Very low arrears on LC as well, so their collections team must be very good.
No system glitches on LC that I know of, unlike Harmoney
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30-10-2016, 02:22 PM
#506
Member
Good to know, thanks. Think I'll go with LC. Does anyone have a current strategy that is working well for them? 50% A grade, 50% B for example?
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30-10-2016, 03:06 PM
#507
Originally Posted by heisenberg
Good to know, thanks. Think I'll go with LC. Does anyone have a current strategy that is working well for them? 50% A grade, 50% B for example?
Hi H,
My current strategy @ LC is to only invest in the B1 grades ( 13% to 15% ) returns.
That's only because I have invested fro 10 months with them across all grades, but now Cherry Pick to augment my existing investments with LC.
I figure 14% is a fair return ( not too stupidly high or dangerous )
Like ALL P2P investments - the greater the % rate paid > The greater the risk....
Good luck investing
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30-10-2016, 03:21 PM
#508
Member
Heaps of loans on LC last week which is good
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31-10-2016, 12:50 PM
#509
Member
Originally Posted by heisenberg
Good to know, thanks. Think I'll go with LC. Does anyone have a current strategy that is working well for them? 50% A grade, 50% B for example?
I have been going for anything except A1 and ones that appear dodgy to me (like high enquiries). With the A1 grade you can get a similar return at squirrel money at lower risk.
My NAR is currently 13.69%
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31-10-2016, 01:20 PM
#510
Member
Originally Posted by Saamee
Hi H,
My current strategy @ LC is to only invest in the B1 grades ( 13% to 15% ) returns.
That's only because I have invested fro 10 months with them across all grades, but now Cherry Pick to augment my existing investments with LC.
I figure 14% is a fair return ( not too stupidly high or dangerous )
Like ALL P2P investments - the greater the % rate paid > The greater the risk....
Good luck investing
Am thinking same also B1's look good.
I chased various returns on Harmoney but with writeoffs it ends up at approx 14% anyway. 14% is a good number I am happy with.
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