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  1. #671
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    Quote Originally Posted by Darchie View Post
    Yes i have his loan and it's also showing as 24 days overdue ... but if coarse my loan number is different at LN000-019-110
    OK... Actually I was in this Loan with a Contract ( LC ) # LC - L00-11-573 ( I was in this loan as it is my sweet spot % rate )

    Capture.jpg


    Yes showing 24 days overdue....

    You'll notice security is a Car PLUS a House so I would not be too worried.......
    Last edited by Saamee; 30-04-2017 at 03:17 PM.

  2. #672
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    Quote Originally Posted by Saamee View Post
    OK... Actually I was in this Loan with a Contract ( LC ) # LC - L00-11-573 ( I was in this loan as it is my sweet spot % rate )

    Capture.jpg


    Yes showing 24 days overdue....

    You'll notice security is a Car PLUS a House so I would not be too worried.......
    What would happen if there was a mortgagee sale and there was no equity left?

  3. #673
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    Quote Originally Posted by icyfire View Post
    What would happen if there was a mortgagee sale and there was no equity left?
    Isn't that why we accept a return of 14.70% per year?

  4. #674
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    How quick can a 2.25K loan go???? Gone in 20 seconds I reckon!!

  5. #675
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    Not everyday you find a "Juicy" 47.5K loan @ 14.79% on the board @ LC!

    Got myself a nice slice of that one

    Good work LC

  6. #676
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    A very welcome, busy burst of new loans this morning @ LC.... Great Investing!!

  7. #677
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    Indeed @Saamee.

    Poor old A1 though, can't get any love.

  8. #678
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    Quote Originally Posted by PennyPicker View Post
    Indeed @Saamee.

    Poor old A1 though, can't get any love.
    Hi PP, Yes agreed. 9% over at Squirrel = Better bet!

  9. #679
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    Over the last month or so I have been quite frustrated trying to invest new and repaid funds into LC. I can only check emails 4/5 times a day, so I miss out on a lot of B grades. This results in an average of 1K not working and when you add the fact that there is usually a good few days delay in new loans being activated, this also adds to the problem.
    I decided to compare results over a 16 month period between LC and Harmoney, it is interesting as I was discouraged with Harmoney because of what I considered excess defaults and consequently stopped investing new funds. However, over the 16 months with a similar rate of depositing moneys my returns from Harmoney are much better than LC.
    LC---25k invested for a return of $2030 gross interest.
    HM---17k invested for a return of $2231 less $188 defaults = $2043.
    Almost the same result with $8k less outlaid.
    So I am back plugging away at HM and am doing my best to keep fully invested at LC
    Soolaimon

  10. #680
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    Quote Originally Posted by Soolaimon View Post
    Over the last month or so I have been quite frustrated trying to invest new and repaid funds into LC. I can only check emails 4/5 times a day, so I miss out on a lot of B grades. This results in an average of 1K not working and when you add the fact that there is usually a good few days delay in new loans being activated, this also adds to the problem.
    I decided to compare results over a 16 month period between LC and Harmoney, it is interesting as I was discouraged with Harmoney because of what I considered excess defaults and consequently stopped investing new funds. However, over the 16 months with a similar rate of depositing moneys my returns from Harmoney are much better than LC.
    LC---25k invested for a return of $2030 gross interest.
    HM---17k invested for a return of $2231 less $188 defaults = $2043.
    Almost the same result with $8k less outlaid.
    So I am back plugging away at HM and am doing my best to keep fully invested at LC
    Understand what you are saying about LC... More Investors have to be onboard now and small to medium size Loans DO go quickly.

    You've either got to be Retired or able to be on the end of a Mobile phone \ Laptop all day long now.

    It's real pot luck even if you 'Are Connected' to be able to get the 2k to 4K loans in time - must just come down to pot luck!
    Last edited by Saamee; 11-05-2017 at 07:11 PM.

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