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  1. #711
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    Quote Originally Posted by Entrep View Post
    During the week LC credited my deposit in minutes. Squirrel there was a 24 hour wait. ASB to ASB with both.
    With Squirrel, Deposits In to SM I have found need to be Transferred in before Midnight for credit the next morning.

    When taking out of SM, to be reliable always make your Withdrawal before Midday.

  2. #712
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    Another great day at LC for new loans today.... The 1st Loan I've sighted over 100K @ 14.79%.... Again enough for everyone.....

  3. #713
    Advanced Member Entrep's Avatar
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    How much do you put into each Saamee? I do $500

  4. #714
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    Quote Originally Posted by Entrep View Post
    How much do you put into each Saamee? I do $500
    Depends solely on the type(s) of security on offer, from $250 up to $700 typically.

  5. #715
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    I put in around $300-$350 on average but drop it down to $100 for business and loans that look iffy (like the $100k loan recently). I believe the theory for fractionalised lending is to have a minimum of 200 loans to spread the risk. Currently at around 220, shame some get paid off so fast.

  6. #716
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    Quote Originally Posted by baldricknz View Post
    I put in around $300-$350 on average but drop it down to $100 for business and loans that look iffy (like the $100k loan recently). I believe the theory for fractionalised lending is to have a minimum of 200 loans to spread the risk. Currently at around 220, shame some get paid off so fast.
    Yes, early repayments are a part of P2P investing.... Below are the stats I keep on LC loans vs repayments FYI

    Capture.PNG

  7. #717
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    Default Loan L00-13-390 04/06/2017

    This loan is slow to fill. What have I missed? Security is only over vehicles maybe? Monthly outgoings are high? repayments are less then 10% of income. The amount is on the larger side compared with recent loans? Credit history etc all look ok?
    Please tell me your rationale for not investing

  8. #718
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    Quote Originally Posted by Robuste View Post
    This loan is slow to fill. What have I missed? Security is only over vehicles maybe? Monthly outgoings are high? repayments are less then 10% of income. The amount is on the larger side compared with recent loans? Credit history etc all look ok?
    Please tell me your rationale for not investing
    I've invested in this loan - no issues for me.

    The previous week there were loans of 100K and 50K so this is some what smaller.

    Maybe just the beginning of a new month, new season, Long Weekend and the Lions!!

    It will be gone by Tuesday mid morning. LC purchases loans that Retail investors do not take all of, quickly.
    Last edited by Saamee; 05-06-2017 at 10:34 AM.

  9. #719
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    That one came up late Friday I think. I put my "mid-level" investment amount into it.

  10. #720
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    Just $1,250 left to go now!!

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