Kinda mea culpa depressing.Looks like we are in the wrong sector(retail) at the wrong time, but it felt right there for a while.Sentiment the current drag? Shoulda coulda woulda taken profits.

But no downgrade and no forecast either. New broom on board, active customers over 1,000,000 for the first time, retailers up 8% to 46,000. Receivables up 10%.
New lease product LISA retiring Flexirent with lots of impairment etc.