Hopefully you made your moves soon after your post.

My lazy inaction has paid very nicely, well into double digit gains on horribly undervalued stocks and funds over the past two days - even accounting for the improved GBP value. My highest gains have been in Lloyds, Merchants, and Throgmorton, with the others doing very nicely also (but they were not as badly undervalued).

I have started returning spare USD to NZD to "earn" interest in my flexible loans (currently funding my property development activity)...might as well leave it there and transfer to the UK to pay school fees....better saving interest payments in NZ than over contributing to a UK bank account giving me 0%.

GTM 3442, again, you did really well on selling your bond funds when you did.