Quote Originally Posted by minimoke View Post
That's probably due to yoru focus on dividends and paying the price through extra taxes.

Which in a "diversified portfolio should mean: cash on hand; dividend yielding shares that dont loose capital value (for cash flow purposes that can also be sold down over first few years) and shares with less dividend but more potential for growth so dividends kick in in later years and higher capital value mean long term sell down creates greater return
After following the sharemarket for 52 years I settled on the portfolio I wanted for our retirement.
More than happy with what we have.