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  1. #1
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    Default Bank credit ratings

    Can anyone tell me please, what the criteria is that a bank has to meet, to increase its credit rating? Are the ratings based on total assets or profit or what?

  2. #2
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    Default

    A quick google will give you an answer.

  3. #3
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    I knew someone would say that
    I did google it and found this from the Reserve Bank, but it doesn’t elaborate or provide any information on how a bank improves their rating.

    Rating agencies look at a range of financial measures when they assess an organisation’s financial strength, as well as external industry-related issues and the quality of management and internal processes.

    I also checked out Moody’s and a couple of others, but so far see no discussion about what needs to change, for a credit assessment/rating to be increased. Ratings are based on things such as asset risk, profitability, liquidity, capital etc - with these areas carrying various weightings, but would a company have to improve in all those areas, to improve their overall rating?



    Quote Originally Posted by 777 View Post
    A quick google will give you an answer.

  4. #4
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    For clarity, nothing I say is advice....

  5. #5
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    Thank you!

    Quote Originally Posted by peat View Post

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