You are always so down on everything. We live in NZ. We have to work with what we’ve got and make the best we can of it. It’s not a “load of rubbish” actually, and $250 a week will be a damned sight better than nothing. Your constantly negative comments about our financial systems etc, and your impractical investment suggestions are not particularly helpful. We are all aware of your feelings/criticisms. Maybe just give it a rest for a bit.

Quote Originally Posted by SBQ View Post
It's a load of rubbish because they're based on 'static' assumptions. That's not how the finance works in the real world as you have years that are positive and years that are negative. You also have to factor inflation (which the NZ gov't doesn't have a gasp of 'indexing' payments to a CPI figure every year). Then you have to factor administration costs and taxation ; a key issue that is not spelled out well by various Kiwi Saver funds.

What is $250/week going to buy in 47 years time?