Quote Originally Posted by stoploss View Post
So higher interest rates surely the serviceability for a first home buyer will Decrease ?
My bad , bank's will likely increase ( if they haven't already) serviceability test rates.In other words they will require more income,as most first home buyers are on entry level incomes this will lock them out for now anyway, but I always say there's always a way to break through.

You just have to solve the problem in front of you.