Originally Posted by
Perky
Hi Blackcap, I usually find heartland or rabo to offer best rates from traditional banks
Jarden.. you can get 3.9% > 50k on call
Heartland you can get 4.25% on 32days notice or 3% call
Rabo ..call is 3.1% or I use the prem saver which gets you 3.75% up to 100k with a minor condition of needing to increase balance $50 from balance at month end.
There are other banks or lenders offering more but I find using Jarden, rabo and heartland gives you a good spread…hopefully without taking on too much risk.
I do all transactional banking with Westpac because that’s who I started with 30 years ago and too hard to change now..but I never invest with Westpac…due to poor rates.
Someone will be along shortly to tell us it’s better to own the bank share than put money in their accounts? And point out how much higher bank dividend is to interest rates offered.
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