Who here actually owns investment properties?

[macduffy]

One in five Australians does seem a little extreme. I would have thought that the bigger threat ( than a 50 basis points increase in interest rates) would be the prospect of a bursting of the property price bubble and the subsequent collapse of house prices in Sydney, particularly, and other state capital cities.

[fungus pudding]

One in five Australians does seem a little extreme. I would have thought that the bigger threat ( than a 50 basis points increase in interest rates) would be the prospect of a bursting of the property price bubble and the subsequent collapse of house prices in Sydney, particularly, and other state capital cities.

It's a sharp interest rate rise that will deflate housing and share market. Not likely unless Trump gets his way with his wild proposals.

[h2so4]

One in five Australians does seem a little extreme. I would have thought that the bigger threat ( than a 50 basis points increase in interest rates) would be the prospect of a bursting of the property price bubble and the subsequent collapse of house prices in Sydney, particularly, and other state capital cities.

Buy in the dips.

[macduffy]

It's a sharp interest rate rise that will deflate housing and share market. Not likely unless Trump gets his way with his wild proposals.

Yes, a sharp interest rate rise would be the most likely cause but asset price reversals come about through a loss of confidence - for whatever reason.

[JBmurc]

Yes surely they meant one in five Morg holders and not just people etc ....as we know Property is very sentiment charged ...spike in interest rates could well be pin the pricks many bubble cities

[fungus pudding]

Yes surely they meant one in five Morg holders and not just people etc ....as we know Property is very sentiment charged ...spike in interest rates could well be pin the pricks many bubble cities

Yes. One in 5 mortgage holders sounds believable and probably realistic. One in 5 property owners is nonsense given that approximately 50% of properties are supposedly unencumbered.

[h2so4]

Yes. One in 5 mortgage holders sounds believable and probably realistic. One in 5 property owners is nonsense given that approximately 50% of properties are supposedly unencumbered.

What about all those large offset accounts.
Don't think 50 bassis points would be a serious problem.

[fungus pudding]

What about all those large offset accounts.
Don't think 50 bassis points would be a serious problem.

Offset accounts are hardly relevant to home owners who are ticked up to the eyeballs. Certainly a 0.5 increase won't knock many out, but 1% - 1.5% - 2% and they'll drop like sprayed flies.

[h2so4]

Offset accounts are hardly relevant to home owners who are ticked up to the eyeballs. Certainly a 0.5 increase won't knock many out, but 1% - 1.5% - 2% and they'll drop like sprayed flies.

So whay are we lookiing at GFC 2 or a few dead flies?

[fungus pudding]

So whay are we lookiing at GFC 2 or a few dead flies?

I have no idea what you're looking at. It's certainly not your keyboard.