Upside, buddy, let's both watch and learn. 2008 has been a masterclass I can't see straight anymore. Like any 'investor' I've got a vested interest, you've got a vested interest in house prices dropping 30% and I've got a vested interest in them not falling that far, only because I think house prices dropping that much would be terrible for the economy, and I ask what use will buying a house be, when you don't have job?

Shrewd well done on your graduation!

Mr D.