I built a house in 1989, about the time the property market took a dive, which I didn't mind too much because I got a reasonably good deal on most things. I thought the bad times would end after a year or so but actually it took 4 years for the property market to get into gear again, so I think on this recession we aren't even at the end of the beginning, it's going to be a lot worse than this before it's over.