I am soon to receive about $100k from an inheritance and would appreciate some thoughts on where to invest it. I already have a reasonable portfolio of NZ shares but not much in Oz (apart from BHP and TAL).

I think I should probably add more Oz shares but don't really know the market that well. I don't need income right now so I'm looking for best opportunities for cap growth over next 4-5 years. I would quite like to include a bank (which one?) but would be interested in your thoughts on 3-4 best prospects for investment right now (in NZ or OZ).