I didnt know Shipley was on Richina's board, thanks for sharing.
It would be a tough call by insurers to contest any claim, though I clearly see your point and it sounds reasonable.
But there simply wouldn't be any point in having insurance if it didn't cover situations like this, where it would be unreasonable to think there was intentional illegal action, or at least it could be argued so.
So it could be an interesting case if it went to Court. "You were reckless", "But I didnt mean to be"
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