Kiwisaver Strategy

[lou]

Can you have a kiwisaver strategy?

My Idea is to sign up with the growth "smartkiwi" kiwisaver fund. Their aggressive fund invests in the smartFONZ and smartMOZY; these funds invest into the companies listed in the NZX 50 Index and the S&P Australian 50 MidCap Index.

I will then track the 200 day moving average for the two indices. Once the index price for the crosses the 200 day MA and starts trending down I ring up smartshares and get them to switch me to the conservative fund. The conservative fund is 80% fixed interest and 20% equity.

Once the indices cross back over the 200 day MA and starts trending back up I ring up smartshares and get them to switch me back to the growth fund.

What do you guys think of this strategy?
Is it a worth while strategy?
Would you guys suggest anything different?
One thing I am unsure of is the split that smartkiwi invests in the NZX50 & ASXMC50? Does anyone know this?
Any ideas to improve this strategy or something similar?