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14-09-2017, 07:55 PM
#9831
Heartland is a Westpac Branch .....or something like that
Last edited by winner69; 14-09-2017 at 07:58 PM.
“ At the top of every bubble, everyone is convinced it's not yet a bubble.”
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14-09-2017, 07:56 PM
#9832
Originally Posted by weasel
You shouldn't be able to close an account by email?
Maybe,
but what I am chuckling about is the speed in which the funds arrived in tim23's Westpac a/c.
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14-09-2017, 07:59 PM
#9833
Originally Posted by winner69
Heartland is a Westpac Branch
And the winner is offcourse, Winner69,who has just earnt a reputation tick from me.!
I was really looking for someome to say ,the funds went from one Westpac a/c to another Westpac a/c, as Westpac do HBL's back office,but W69's answer covers that.
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15-09-2017, 09:25 AM
#9834
$1.80 dividend reinvestment strike price, happy hound !
Ecclesiastes 11:2: “Divide your portion to seven, or even to eight, for you do not know what misfortune may occur on the earth.”
Ben Graham - In the short run the market is a voting machine but in the long run the market is a weighing machine
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15-09-2017, 09:57 AM
#9835
Originally Posted by percy
........, as Westpac do HBL's back office,but W69's answer covers that.
So Heartland Bank aren't really a bank - they need another bank to do their stuff.
“ At the top of every bubble, everyone is convinced it's not yet a bubble.”
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15-09-2017, 10:01 AM
#9836
Originally Posted by winner69
So Heartland Bank aren't really a bank - they need another bank to do their stuff.
Yeh Right.!.lol.
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15-09-2017, 10:28 AM
#9837
Originally Posted by winner69
So Heartland Bank aren't really a bank - they need another bank to do their stuff.
Westpac do this for a number of institutions. Take care of the inter-bank settlement processes, making sure 1 plus 1 equals 2, etc..
It will suit both parties -- Westpac will earn some processing fees and reuse their investment in systems. Heartland get access to robust systems without needing to invest heavily in IT.
Look at how much Kiwibank have spent (and written off) -- as a shareholder I don't want Heartland to pour cash down that hole!
Gartner classify 3 different types of IT system and recommend different strategies for each type. Some IT systems are "Systems of Record" -- essentially the same for every organisation -- think payroll, HR, accounting. Other systems are "Systems of Differentiation" -- that is where one organisation sets itself apart form the others. Heartland are rightly investing in those systems -- the online business loan approvals for example.
Last edited by Onion; 15-09-2017 at 10:31 AM.
Reason: Refine wording
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15-09-2017, 05:14 PM
#9838
Originally Posted by percy
Not so.The share price is being manipulated lower, by very far right wing greedy capitalists,who are endeavoring to get more shares with DRP.
Devoted socialists should be awake to this ploy,and spend all their rainy day funds, driving up the share price, so they don't get away with it.
"Let's do this" kiddy winks.
SP looks like the socialists ran out of money and the capitalists got so carried away with their agenda they forgot to re-evaluate their directive
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15-09-2017, 05:19 PM
#9839
Originally Posted by t.rexjr
SP looks like the socialists ran out of money and the capitalists got so carried away with their agenda they forgot to re-evaluate their directive
I blame Janner.
Tripping around the world, and Hong Kong,neglecting his socialist comrades,in their time of need.
..........lol.
Last edited by percy; 15-09-2017 at 05:25 PM.
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15-09-2017, 07:13 PM
#9840
A good time to top up at the moment I would say ... just kicking myself that I topped up yesterday and didn't wait until today!
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