HGH - Heartland Group Holdings

[percy]

Meeting targets without raising capital is admirable, meeting targets and regurlarly raising capital well.......how hard can that be.

Was pretty easy when the ROE was 5%.
Getting harder at ROE at 11%.
Guess they will have to work a bit harder when they get to an ROE of 13%.
Bring it on....lol

Be even harder if they don't get the growth in Aussie RELs, because they did not get the restructure over the line.
If you want growth with improving ROE,EPS and dividends,you must vote for it.

[forest]

Was pretty easy when the ROE was 5%.
Getting harder at ROE at 11%.
Guess they will have to work a bit harder when they get to an ROE of 13%.
Bring it on....lol

Be even harder if they don't get the growth in Aussie RELs, because they did not get the restructure over the line.
If you want growth with improving ROE,EPS and dividends,you must vote for it.

I will be at the AGM next week, I hope this will give me the same confidence as you have Percy.

[percy]

I will be at the AGM next week, I hope this will give me the same confidence as you have Percy.

I am sure it will.

Directors Bruce Irvine and Greg Tomlinson are good to talk to,as is deputy CEO Chris Flood, and CFO David Mackrill.

[winner69]

When Heartland applied to be a Bank the then CFO admitted it was more for marketing purposes than anything else. Gain much needed credibility and all that sort of stuff. Banks are safer than finance companies eh ...at least in the environment when finance companies were not well thought off.

Being a Bank per se has served its purpose but it is really a finance company at heart.

So breaking free from the constraints has to be good - it allows Heartland to move on and continue to grow, especially in Australia.

The only downside from a share price point of view is that the market might might see them as a finance company and not a Bank and rerate them accordingly. Maybe seen as a more ‘risky’ investment

But continued growth will offset that to a large extent, hopefully

Anyway Heartland Group sounds bigger and better than Heartland Bank

[percy]

W69.
Are you attending the HBL Wellington presentation.?

[peat]

Anyway Heartland Group sounds bigger and better than Heartland Bank

Not to me!

[percy]

Not to me!

Ha ha,
I note you have an H in WHanganui.
More groupie than bankie I would have thought.?...………..lol.

[SCOTTY]

I have voted in favour as I am very happy to support the proposal.

[peat]

Ha ha,
I note you have an H in WHanganui.
More groupie than bankie I would have thought.?...………..lol.

Yes thats the correct spelling.

[janner]

Yes thats the correct spelling.

Hope the pronunciation remains correct and does not go the way of FANGARAY.