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03-09-2019, 10:06 AM
#12481
Don’t want to de-rail this thread (I can move it elsewhere if you want) but out of curiosity, do those of you holding HGH, bank with them?
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03-09-2019, 10:15 AM
#12482
Originally Posted by justakiwi
Don’t want to de-rail this thread (I can move it elsewhere if you want) but out of curiosity, do those of you holding HGH, bank with them?
Quite relevant question for this thread, I would think.
Personally - I do hold their shares, but would not really be in the target group for their major products like REL, business credits or even Harmony - i.e. no, I do not bank with them.
----
"Prediction is very difficult, especially about the future" (Niels Bohr)
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03-09-2019, 10:29 AM
#12483
Originally Posted by justakiwi
Don’t want to de-rail this thread (I can move it elsewhere if you want) but out of curiosity, do those of you holding HGH, bank with them?
As BP writes it is relevant. I hold the shares and bank with them to the extent of having a few term deposits with them but no other general banking. I generally find them to be bloody useless and as a result will take my term deposits else where. The final straw was when Heartland took a month longer than the other banks to send out tax certificates for the term deposits. I have found communication with them difficult to say the least and the website for internet banking is totally hopeless.
Having said that I will not throw the baby out with the bath water and will continue to own the shares - thanks to Percy for alerting a number of us to the share. I have made some very good money from the shares since buying in at 80c. As I have said before these guys are just beginning and there is room for improvement in a lot of the things they do.
Last edited by Brain; 03-09-2019 at 10:30 AM.
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03-09-2019, 10:30 AM
#12484
Originally Posted by justakiwi
Don’t want to de-rail this thread (I can move it elsewhere if you want) but out of curiosity, do those of you holding HGH, bank with them?
Yes...I have some money with them...their interest rates on deposits are sometimes attractive.
For the same reason I have a KiwiBank account as well.
Not a cheque account or credit card. Just somewhere to park $'s to get some interest.
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03-09-2019, 11:05 AM
#12485
Yes Blocky has a Term Deposit with them and a couple of transaction a/c's but find the internet banking and the app to be too difficult to use and too limited. Perhaps it is not fair to compare with BNZ and Westpac systems which are much more developed and user friendly, their systems probably cost a hell of a lot more as well.
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03-09-2019, 11:09 AM
#12486
Originally Posted by BlackPeter
Quite relevant question for this thread, I would think.
Personally - I do hold their shares, but would not really be in the target group for their major products like REL, business credits or even Harmony - i.e. no, I do not bank with them.
Exactly the same situation here. With them being 18.5% of my NZX portfolio, I feel that's a sufficient exposure to them
Last edited by iceman; 03-09-2019 at 11:10 AM.
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03-09-2019, 11:39 AM
#12487
Originally Posted by Brain
The final straw was when Heartland took a month longer than the other banks to send out tax certificates for the term deposits. I have found communication with them difficult to say the least and the website for internet banking is totally hopeless.
Yep those tax certificates being so late was a disgrace. ANZ had them out in days.
At least it was a better effort than the year before when they owned up to miscalculating interest
“ At the top of every bubble, everyone is convinced it's not yet a bubble.”
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03-09-2019, 12:48 PM
#12488
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03-09-2019, 12:58 PM
#12489
Originally Posted by Brain
... the website for internet banking is totally hopeless.
I agree the online banking site is totally hopeless.
No I don't bank with them or hold shares. I assist an elderly relative who banks there.
Boop boop de do
Marilyn
Diamonds are a girls best friend.
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03-09-2019, 06:04 PM
#12490
Member
As a shareholder I also have an account with HGH, but not my main account. the only comment I would like to make, their website could be a little bit more user friendly, for us Gold card holders
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