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08-05-2014, 12:21 PM
#2961
Originally Posted by vorno
Just out of curiosity, when & where is the next AGM? I can only see last-years one.
PS: Decided to increase my holding today.
No date announced yet but expect late October - early November like last year.
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08-05-2014, 12:47 PM
#2962
Originally Posted by percy
I will gladly transport you,Forest and hopefully Iceman to and from the airport to HNZ's agm.Look forward to it.
I have never [yet] been to a PGW agm, as it is usually on at the same time as EBO's.However should they not conflict I will be at that one too.
Percy, if Jeff listened to me, I'll be picking you up in Auckland
No advice here. Just banter. DYOR
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08-05-2014, 02:58 PM
#2963
Originally Posted by noodles
Percy, if Jeff listened to me, I'll be picking you up in Auckland
I may have jumped the gun thinking it would be in Christchurch again.!!
If he has listened to you, I will look to meeting you and catching up with the rest of the Auckland crew.
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08-05-2014, 03:50 PM
#2964
Last edited by forest; 08-05-2014 at 03:51 PM.
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09-05-2014, 09:17 AM
#2965
Here is an example where one of the Big Four banks is moving into Heartland territory : http://www.sharechat.co.nz/article/5...al-sector.html
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09-05-2014, 01:44 PM
#2966
Originally Posted by snapiti
4 YEARS TO GAIN 2% geez hardly making big in roads.
3% isn't it which I am sure their reports to the board report as over 15% growth (22.2/19.2)
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12-05-2014, 03:15 PM
#2967
Just received a thick envelope from AA Finance - containing a flood of investment statements and disclosure notes from Heartland and an invitation from the AA to invest with them (i.e. Heartland).
Lots of trees must have died to print this bunch of boring (and unattractive) disclosure statements, but somehow they forgot to add a convincing message why anybody reading the lot should open an account with Heartland. Well, sounds like AA members enjoy now a "special" rate, but they didn't say what the rate is and whether it is specially good or bad or just specially normal).
To be honest - so far I never received anything worthwhile reading and processing from AA Finance (typically its some overpriced life insurance proposals I don't need) - and the paper they distribute their proposals on is typically not even suitable to start a fire in our log burner (too glossy). I was however surprised this time to see the Heartland logo on the documents (which made me look twice, before I disposed the lot into the bin for paper recycling).
As an AA member my disappointment is limited - I know that they are no finance specialists and don't expect better from them (related to financial advise), but as Heartland shareholder I start wondering, whether I better should start selling my shares and realise a small gain before they blow all the money in weak campaigns. Can't really see them growing into a successful business if they continue to go this way. But than - maybe they just need a marketing department?
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12-05-2014, 03:23 PM
#2968
Originally Posted by forest
Roger it will be great if you join us to the next HNZ AGM's. (Whenever it is) Its something to look forwards too.
After the meeting usually some good discussions with fellow shareholders and instant dividend payout in the form of beer.
I know you like them both. .
Thanks mate. It was a real pleasure attending SUM's AGM with you and meeting some other bloody good blokes down in Wellington
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12-05-2014, 03:36 PM
#2969
Originally Posted by BlackPeter
Just received a thick envelope from AA Finance - containing a flood of investment statements and disclosure notes from Heartland and an invitation from the AA to invest with them (i.e. Heartland).
Lots of trees must have died to print this bunch of boring (and unattractive) disclosure statements, but somehow they forgot to add a convincing message why anybody reading the lot should open an account with Heartland. Well, sounds like AA members enjoy now a "special" rate, but they didn't say what the rate is and whether it is specially good or bad or just specially normal).
To be honest - so far I never received anything worthwhile reading and processing from AA Finance (typically its some overpriced life insurance proposals I don't need) - and the paper they distribute their proposals on is typically not even suitable to start a fire in our log burner (too glossy). I was however surprised this time to see the Heartland logo on the documents (which made me look twice, before I disposed the lot into the bin for paper recycling).
As an AA member my disappointment is limited - I know that they are no finance specialists and don't expect better from them (related to financial advise), but as Heartland shareholder I start wondering, whether I better should start selling my shares and realise a small gain before they blow all the money in weak campaigns. Can't really see them growing into a successful business if they continue to go this way. But than - maybe they just need a marketing department?
Thanks for sharing your thoughts with us.Think it would be good of you to share with Jeff Greenslade [HNZ's CEO] [09]9279149.M.021563693 or Simon Owen[HNZ's CFO] [09]0279195.M 0276294602.
It was pointed out to me by a fellow shareholder,who is in advertising,that HNZ should have provided an information folder to every shareholder who attended the agm,with new a/c forms and deposit rates.
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12-05-2014, 03:40 PM
#2970
Originally Posted by BlackPeter
Just received a thick envelope from AA Finance - containing a flood of investment statements and disclosure notes from Heartland and an invitation from the AA to invest with them (i.e. Heartland).
Lots of trees must have died to print this bunch of boring (and unattractive) disclosure statements, but somehow they forgot to add a convincing message why anybody reading the lot should open an account with Heartland. Well, sounds like AA members enjoy now a "special" rate, but they didn't say what the rate is and whether it is specially good or bad or just specially normal).
To be honest - so far I never received anything worthwhile reading and processing from AA Finance (typically its some overpriced life insurance proposals I don't need) - and the paper they distribute their proposals on is typically not even suitable to start a fire in our log burner (too glossy). I was however surprised this time to see the Heartland logo on the documents (which made me look twice, before I disposed the lot into the bin for paper recycling).
As an AA member my disappointment is limited - I know that they are no finance specialists and don't expect better from them (related to financial advise), but as Heartland shareholder I start wondering, whether I better should start selling my shares and realise a small gain before they blow all the money in weak campaigns. Can't really see them growing into a successful business if they continue to go this way. But than - maybe they just need a marketing department?
BP
I know what you mean regarding AA. I lined up recently to renew my membership(been a member for 36years). There was a hard sell with my renewal, I wanted the standard membership, the staff member tried several times to upgrade me to AA Plus and was extremely persistent. Anyway eventually renewed my membership. Then she started to try and sell me life insurance!! I replied that I did have life insurance but there was no way I would be taking out cover with AA Life as their policies are by far the most expensive on the market as validated by Consumer annual sampling of Life Premiums. I dare say the same process was endured by every member renewing memberships in person.
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