HGH - Heartland Group Holdings

[percy]

Riches have their down side Perc.. Think of all the Woollie Pullie salesmen who will now be banging on your door

They can try,but the part of Scotland I am from,not even the Jews can make a living!!. lol.

[janner]

Oyvey Percy my son.. Do not be so hard on yourself..

As a special offer to you.. I will take all of your useless HNZ shares at the very good price of..

Hmm..hmm.hmmmmm.. @.... No !!.. @... Hmmm.. Hmmmmmmmm...

My wife will kill me.. Hmm 41 cents... So much better than my Aussie cousin..

I take the bread from my childrens mouth to do it ..

Insert Tui ad..

[percy]

Oyvey Percy my son.. Do not be so hard on yourself..

As a special offer to you.. I will take all of your useless HNZ shares at the very good price of..

Hmm..hmm.hmmmmm.. @.... No !!.. @... Hmmm.. Hmmmmmmmm...

My wife will kill me.. Hmm 41 cents... So much better than my Aussie cousin..

I take the bread from my childrens mouth to do it ..

Insert Tui ad..

Thanks for thinking of shafting me.!!!!
And I was thinking how well HNZ are driving you up the NZ contest.Up 8 places this week to 24th,while I have dropped 3 to 27th.!!!
If Balance is on target and HNZ hit 88 cents you will move up even more places.Well done.!

[janner]

Belgarion trembles :-))

[janner]

I know your holding Perc.. you know mine.. Back slapping all around eh !!..

[Grantas]

http://www.sharechat.co.nz/article/5...ares-gain.html

[Baddarcy]

Seems to have stalled at 70c.

Anyone want to guess when the decision on the banking licence will come out?

To bank or not to bank, that is the question..

[K1W1G0LD]

Just a holding pattern while nervous holders are being shook out ... uptrend remains intact.

Yes, I wish they would all leave hurriedly by the rear exit so we can go on about our business of making an enormous profit.

[Snoopy]

Just a holding pattern while nervous holders are being shook out ... uptrend remains intact.

I have been looking at the deposit rates comparative website as accessed through sharechat.

http://www.depositrates.co.nz/

The 90 day rate at Heartland (rated BBB-) is 4.4% verses 3.25% for the major banks (rated AA-).

This is encouraging if you think what kind of on lending these funds will experience. It means that Heartland must have customers willing to borrow at a higher rate than the major banks. This is what Heartland needs to survive.

A banking licence may reduce borrowing costs in the medium term. But it is not a game breaker for Heartland IMO. What Heartland needs is more customers and more capital. The banking licence I see as a second line bonus.

SNOOPY

[Balance]

I think you meant .... What Heartland needs is more quality customers and more cheap capital. ...

Which will be helped with a banking license.