Am I wrong in thinking I would generally get a better return on my money if I held shares in a relative stable company, that pays a good dividend, rather than the online savers account at about 3% or 1 year term deposit at 4%? I see big companies with dividend yields between 6-7% - not sure if these yields are typical or not.

I want to invest $5,000 in an income paying share with the goal of getting a better return than a savings account - do you think this should be achievable for a beginner? I'm assuming with a bigger stable company your more likely to get a dividend payout but the share price is unlikely to grow or decline much?

Also would the cost of buying and selling a share be about $60 (i.e. $30 per trade, one to buy and one to sell?)

Thanks