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Originally Posted by Puggy
No doubt. Could just be a couple of bad deals, and who knows, maybe they'll pay, but I'd be interested to hear from anyone with a broader investment how its going.
I've put in 10k over 400+ loans, mostly D and E. It's always about $10-40 in arrears, no defaults yet (but expect some to occur). Interest returned is trending towards where it should be.
From what I've read, with P2P lending you should be targeting highly diversified to ensure the forecasted percentages pan out, 400+ loans is a typically advised.
If you only hold a small number of loans, a couple of bad deals will significantly skew default rates for a loan portfolio.
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