Hi Saamee and Kiwi on OE - the first payment for all new loans is the date, one month past the contract date. In New Zealand it is quite normal for people to try and align their payments to their PAYE or income date. Often if this date is later than the contract date, this can mean they miss their first payment, however the repair rate is very very high indeed.
Monica.mathis@harmoney.co.nz
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