Harmoney

[Art]

Are you certain that service charges will be deductible for all investors including for those who are "not in business"?

Income collection commissions whether it be that charged by lawyers collecting interest, trust companies collecting dividends and interest, real estate firms collecting rent, financial advisors collecting income etc have always been deductible as an expense against income. You would need to be an extreme worrier not to claim Harmoney fees against the income earned.