Quote Originally Posted by stoploss View Post
not sure how much "courses" cost Aaron but I have seen people via the budget service with student loans up to $ 65,000 ..... Most student loans that I see would be in the 30-40 K range .
That is the lower end I suspect as those that go to a budget service usually have no other professional advisors individually or with family links... in addition they have usually relatively low income, those with higher income are at a threshold to handle the increased margin deduction.


So what rate of return do you consider fair as an assumption on your retirement savings??