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Junior Member
I did have a search through the forum but couldn't find much specific experience.
What has been peoples experience with the tail end of Harmoney collection process and recovery process. After a year of conservative investing in A's and B's starting to hit first persistent arrears - I know for many of you that's good going but the already lower than platform returns will take a hit.
I appreciate this is all unsecured lending but with A's and B's the borrowers often significant assets even if our claim may be last in a long line. What is the Harmoney recovery effectiveness (if any) like? Harmoney t&c's simply refer to "an outsourced recoveries team. If applicable, Harmoney will also begin legal proceedings." Any experiences from the longer serving and members here?
Thanks
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