I've been crunching some numbers from the Rar vs Loan count graph, its interesting reading if nothing else
I would be really keen to hear from any of the 13 people with 3000+ Loans that have a rar above me

Highest Return 1+ Loans
39%
Highest Return 10+ Loans
30.5%
Highest Return 100+ Loans
22.08%
Highest Return 1000+ Loans
18.55%
Highest Return 4000+ Loans
16.07%


Lowest Return 1+ Loans
-207%
Lowest Return 10+ Loans
-27.49%
Lowest Return 100+ Loans
-0.06%
Lowest Return 1000+ Loans
8.48%
Lowest Return 2000+ Loans
9.91%
Lowest Return 4000+ Loans
10.08%




So How am I doing?
I have had 4000+ unique loans so far
Rar 14.49%
8 People with 4000+ Loans are above me, 79 are below me
13 People with 3000+ Loans are above me, 129 people are below
64 People with 1000+ Loans are above me 575 are below me
1196 People with 10+ Loans are above me, 5886 are below me
In total 1554 people are above me. 6577 are below me