Quote Originally Posted by jimdog31 View Post
hey moose, in your workings, have you looked into what potential credit losses flow from the 90 day arrears?

how do they calculate the 0.46% of arrears ? is it based on total book value? I guess while the loan book value is increasing qoq its easy for this figure to come down as the base thats being calculated against is increasing?

Whats your best guess at incurred credit losses for 2022 and 2023? (all things being equal, not necessarily weighting 2023 higher based on the current state of the world)
I also think harmoney has a pretty good shot at reaching/surpassing a $700m gross receivables book by the end of june. even when updating for further QoQ declines in NZ originations