Quote Originally Posted by CJ View Post
I understand that the returns from Gareth Morgan have been less than stella, despite his constant criticism of his competitors.

However, it sounds like Fungus Pudding has such a small amount in Kiwisaver that it is not worth changing, given his proximity to retirement (access to the funds and in particular, all the government contributions) and the fact that if he moves elsewhere for such a short time, they may perform just as badly (better the devil you know ...).
That's about it. I retired many years asgo, but joined in for the tax credit till I'm 65, but paid the minimum $100 per month, so nothing to get excited about.