Oyvey Percy my son.. Do not be so hard on yourself..
As a special offer to you.. I will take all of your useless HNZ shares at the very good price of..
Hmm..hmm.hmmmmm.. @.... No !!.. @... Hmmm.. Hmmmmmmmm...
My wife will kill me.. Hmm 41 cents... So much better than my Aussie cousin..
I take the bread from my childrens mouth to do it ..
Insert Tui ad..
Thanks for thinking of shafting me.!!!!
And I was thinking how well HNZ are driving you up the NZ contest.Up 8 places this week to 24th,while I have dropped 3 to 27th.!!!
If Balance is on target and HNZ hit 88 cents you will move up even more places.Well done.!
The 90 day rate at Heartland (rated BBB-) is 4.4% verses 3.25% for the major banks (rated AA-).
This is encouraging if you think what kind of on lending these funds will experience. It means that Heartland must have customers willing to borrow at a higher rate than the major banks. This is what Heartland needs to survive.
A banking licence may reduce borrowing costs in the medium term. But it is not a game breaker for Heartland IMO. What Heartland needs is more customers and more capital. The banking licence I see as a second line bonus.
SNOOPY
Last edited by Snoopy; 05-11-2012 at 03:35 PM.
Watch out for the most persistent and dangerous version of Covid-19: B.S.24/7
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