Best way to invest in vanguard funds

[FIsaver]

Any reason you're looking at the S&P 500 In particular ?

Cheers

Thanks I'll take a little look, I guess with going through the ASX I'll also then have to worry about the exchange rate between AUS and NZ?

I'm relatively young (29) and am aiming to be FI by the time I'm <40. I have a long time horizon and have learnt that you can't time or "beat the market return". So really it's about finding a low cost index fund to invest into either the S&P500 or Total world. Comparing the two historically (https://www.portfoliovisualizer.com/) the S&P500 has returned a little more than the Total world - bar more voilitle which does not worry me due to my time horizon.

I'm regularly investing into a number of funds through smartshares and have been toying with the idea of consolidating the below?

• S&P500 - continue
• Total world - continue
• NZX50 - continue (local interest)
• NZ MidCap - remove
• US Large Growth - remove

I've also seen mention that the S&P500 could be considered diverse enough with big american companies located worldwide, I have a long time horizon so don't mind the volatility and am wondering if I should even remove the total world and just continue with the S&P500 fund and NZX50 fund for my local interest.

Thoughts?